With rates falling and cashback offers available, now is a great time to review your mortgage. Jagdip compares 20+ lenders and could save you hundreds a month — for free.
Whether you want a lower rate, cashback, debt consolidation or a restructure — Jagdip finds the right solution across 20+ lenders.
If your current rate is above 5.5%, there's a good chance Jagdip can find something better. A 0.5% cut on a $500k mortgage saves ~$200/month.
Several major NZ banks offer cashback up to $5,000 for switching. Jagdip identifies which cashback deals are live for your loan size.
Change your loan term, split fixed and floating, or move to interest-only. Jagdip restructures your mortgage to improve cashflow.
Combine personal loans, car loans or credit card debt into your mortgage at a lower rate. Jagdip models the numbers so you see exactly what you'd save.
Has your home grown in value? Jagdip helps you release equity for a renovation, investment deposit or other goals.
Coming off a fixed term? Jagdip reviews the rate outlook and advises whether to fix, float or split — and for how long.
Several major banks offer cashback to attract refinancers. Jagdip knows which deals are live and which lenders suit your loan size.
If you're currently on a fixed rate, your bank may charge a break fee to exit early. Jagdip calculates your break fee before recommending any switch — so you always know if refinancing genuinely saves you money.
Book a free chat with Jagdip. She'll review your current mortgage, find the best available rate, and tell you exactly how much you could save.