Jagdip Randhawa is a licensed NZ mortgage adviser based in Pokeno. She spent years inside one of NZ's largest banks — that insider knowledge is now entirely in your corner.
Jagdip spent years on the lending side of one of NZ's largest banks. She knows exactly how credit decisions are made and how to present your application to succeed.
Jagdip is paid by the lender when your loan settles — her advice costs you nothing. No consulting fees, no pressure.
English, Punjabi and Hindi. For many clients from South Asian backgrounds, discussing a mortgage in their first language makes a real difference.
Access to major banks, mid-tier banks and non-bank lenders. Jagdip finds the right lender for your specific situation — not just the most obvious one.
From your first question to settlement day, Jagdip stays involved — handling lender communication and keeping things on track.
Jagdip operates under All Seasons Mortgage Limited (FSP1007045), authorised by the Financial Markets Authority. FSCL Member 9205 — free complaints service.
Jagdip came from Punjab and built her career in NZ finance. She helps many South Asian families navigate the NZ home buying process in English, Punjabi or Hindi.
Book a free, no-obligation 30-minute chat. Honest advice about what's possible for your situation — no pressure, no jargon.