Who We Are
This privacy policy applies to jagdiprandhawa.co.nz, operated by Jagdip Randhawa (FSP1010098), Financial Adviser under All Seasons Mortgage Limited (FSP1007045). References to "we", "us" and "our" refer to Jagdip Randhawa and All Seasons Mortgage Limited.
Information We Collect
We may collect the following personal information when you use this website or engage with our services:
- Name, email address, and phone number (when you submit an enquiry or book a consultation)
- Financial information relevant to your mortgage application (income, assets, liabilities, employment details)
- Property details relevant to your application
- Website usage data collected through cookies and analytics tools (see Cookies section below)
How We Use Your Information
We use your personal information to:
- Provide mortgage advice and arrange home loan applications on your behalf
- Communicate with lenders and other parties as necessary to progress your application
- Respond to your enquiries and schedule consultations
- Send you relevant updates about your application or mortgage market information (you can unsubscribe at any time)
- Meet our legal and regulatory obligations under the Financial Markets Conduct Act 2013
We will not sell, rent, or otherwise share your personal information with third parties for their own marketing purposes.
Disclosure to Third Parties
We may share your personal information with:
- Lenders and financial institutions as required to process your mortgage application
- All Seasons Mortgage Limited for compliance and oversight purposes
- Solicitors and other professionals involved in your property transaction, with your consent
- The Financial Markets Authority (FMA) or other regulatory bodies if required by law
Cookies and Analytics
This website uses cookies and Google Analytics to understand how visitors use the site and to improve our service. Analytics data is anonymised and does not identify individual users. You can disable cookies in your browser settings, though this may affect website functionality.
Your Rights
Under the Privacy Act 2020, you have the right to:
- Access personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information (subject to our legal obligations)
- Withdraw consent for us to contact you at any time
To exercise these rights, please contact Jagdip at jagdip@allseasonsmortgage.co.nz or 021 827 004.
Complaints
If you have a complaint about how we have handled your personal information, please contact us first at jagdip@allseasonsmortgage.co.nz. If you are not satisfied with our response, you may contact the Office of the Privacy Commissioner at privacy.org.nz or 0800 803 909.
Updates to This Policy
We may update this Privacy Policy from time to time. The current version will always be available at jagdiprandhawa.co.nz/privacy. Last updated: April 2026.