Buying your first investment property or expanding an existing portfolio, Jagdip structures your lending to maximise borrowing power within DTI and LVR rules, across 19 lenders.
Investment lending is more complex than owner-occupier lending. Jagdip understands the rules and structures loans that work for your portfolio.
Buying your first rental? Jagdip guides you through deposit requirements, rental income assessment, and which lenders are most investor-friendly right now.
Already have properties? Jagdip reviews your full portfolio position, calculates your remaining DTI headroom, and maps out a path to your next purchase.
Using equity from your home or existing investment to fund a deposit. Jagdip calculates your usable equity and structures the lending correctly.
New builds are exempt from both DTI limits and LVR restrictions, making them the most accessible investor option right now. Jagdip knows which lenders are active in new build lending.
Rates changed? Properties grown in value? Jagdip reviews your whole lending structure: splitting loans, fixing terms, and refinancing strategically to improve cashflow.
Some investors prefer interest-only loans to maximise cashflow. Jagdip knows which lenders offer interest-only for investment properties and the approval criteria.
The NZ investment property rules changed significantly in 2024–2025. Here's what applies to you.
New builds are exempt from both the 30% LVR requirement and the 7× DTI cap, so investors can buy with a smaller deposit and borrow more against the same equity. Jagdip structures new build investor lending every week.
Book a free chat with Jagdip, and she'll map out your borrowing capacity, DTI position, and the options for your next investment.
Pick the one that fits best. You can always tell her more later.
This just helps Jagdip prepare before she calls.
Last step: how Jagdip should reach you.
Jagdip will personally review your answers and follow up within one business day.
In a hurry? Call 021 827 004 or message Jagdip on WhatsApp →
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