Whether you're buying your first investment property or expanding your portfolio, Jagdip structures your lending to maximise borrowing power — within DTI and LVR rules — across 20+ lenders.
Investment lending is more complex than owner-occupier lending. Jagdip understands the rules and structures loans that work for your portfolio.
Buying your first rental? Jagdip guides you through deposit requirements, rental income assessment, and which lenders are most investor-friendly right now.
Already have properties? Jagdip reviews your full portfolio position, calculates your remaining DTI headroom, and finds the best path to your next purchase.
Using equity from your home or existing investment to fund a deposit. Jagdip calculates your usable equity and structures the lending correctly.
New builds are exempt from both DTI limits and LVR restrictions — the most accessible investor option right now. Jagdip knows which lenders offer the best new build terms.
Rates changed? Properties grown in value? Jagdip reviews your whole lending structure — splitting loans, fixing terms, and refinancing strategically to improve cashflow.
Some investors prefer interest-only loans to maximise cashflow. Jagdip knows which lenders offer interest-only for investment properties and the approval criteria.
The NZ investment property rules changed significantly in 2024–2025. Here's what applies to you.
New builds are exempt from both the 35% LVR requirement and the 7× DTI cap — meaning investors can buy with a smaller deposit and higher leverage. Jagdip structures new build investor lending every week.
Book a free chat with Jagdip — she'll map out your borrowing capacity, DTI position, and the best path to your next investment.