Construction finance is different from standard home loans — and getting it wrong can stall your build. Jagdip manages the full process: lender selection, drawdown scheduling, and keeping your build financially on track from foundation to finished home.
Buying a completed new build from a developer? Finance is simpler — closer to a standard mortgage. Jagdip compares lenders and locks in your rate before settlement.
Building from scratch with a registered builder? Jagdip manages the progress payment loan — funds drawn down in stages as your build progresses.
Buying land then building? Jagdip structures the land purchase and construction together or separately, depending on which approach suits your builder.
Major renovation needing staged funding? Jagdip structures renovation loans similarly to construction — drawdowns released as work is completed.
Building yourself? Jagdip knows which lenders work with owner-builders and what the approval requirements are.
New build investment properties are exempt from both DTI and LVR rules — the most accessible investor lending option right now.
Because new builds are exempt from both DTI caps and LVR restrictions, they allow buyers to purchase with lower deposits and higher leverage than existing properties. Jagdip specialises in matching first home buyers and investors with new build lending.
Book a free chat with Jagdip before you sign any builder contracts — getting the finance structure right from day one saves time, money and stress.