Hamilton is one of NZ's best cities for first home buyers — lower prices than Auckland, strong employment and excellent new build options. Jagdip helps you use every tool available.
Jagdip guides first home buyers through KiwiSaver, First Home Grant, deposit options and getting pre-approved across 20+ lenders.
Own a home? Jagdip reviews your current mortgage and finds better rates — cashback deals up to $5,000 often available.
Strong rental demand makes this region popular with investors. Jagdip structures investor lending across 20+ lenders.
Jagdip presents self-employed income correctly to get approvals that banks often decline direct.
Jagdip serves South Asian clients in English, Hindi and Punjabi.
New builds are exempt from DTI caps and LVR restrictions — the most accessible lending option.
With property prices well below Auckland and many properties falling within Kainga Ora First Home Loan caps, Hamilton first home buyers can get into a modern home with as little as 5% deposit. New builds in Rototuna and Peacocke are exempt from all DTI and LVR restrictions.
Book a free 30-minute chat with Jagdip. She compares 20+ lenders and tells you exactly what you can afford.