Guides, news and market commentary written by Jagdip Randhawa, licensed NZ mortgage adviser. Updated regularly with what's actually happening in the NZ market right now.
ANZ warns Middle East conflict will drive NZ house prices down while pushing rates up. Here's what this mixed picture means for your mortgage plans in 2026.
Investment property deposits start at 35% in NZ, plus new tax rules affect returns. Complete guide to deposits, deductibility and lender requirements for 2026.
NZ homeowners face rising council rates, mortgage costs & inflation in 2026. Learn what a mortgage broker does and how to protect your finances now.
Discover when refinancing your mortgage makes financial sense, how to calculate real savings, and the best cashback deals available from NZ banks in 2026.
Lower rates, more stock, flexible deposits and KiwiSaver rule changes β 2026 is a rare window for NZ first-home buyers. Here's what you need to know.
The RBNZ has relaxed LVR restrictions, making low deposit home loans in NZ more accessible. Here's what it means for first home buyers and investors.
Considering a reverse mortgage? Learn how they work in New Zealand, eligibility requirements, costs, and whether this financial option suits your retirement plans.
Everything about buying your first home: deposit options, KiwiSaver, DTI rules, KΔinga Ora First Home Loan and pre-approval. The complete 2026 guide.
With the OCR at 2.25% and 1-year fixed rates around 5.2β5.5%, the fix-or-float question is front of mind for every NZ borrower coming off a fixed term.
Since July 2024 NZ has Debt-to-Income ratio restrictions on mortgage lending. Here's exactly how it works, and how to maximise your borrowing power.
KiwiSaver is one of the most valuable tools for NZ first home buyers. Use your withdrawal to boost your deposit.
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